- Category:
- MiddleWare
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- File Size:
- 442kb
- Update:
- 2017-10-25
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Description: When shopping for a loan, a customer usually calls several banks to find the deal with the best possible interest rate. Each bank asks the customer for his or her social security number, the amount of the loan, and the desired term (i.e., the number of months until the loan has to be paid off). Each bank then investigates the customer's credit background, usually by contacting a credit agency. Based on the requested terms and the customer's credit history, the bank responds with an interest rate quote to the consumer (or declines thankfully). Once the customer has received quotes from all banks, he or she can then select the best offer with the lowest interest rate
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