3.1 贷款按揭与保险产品\annuratetest.m ......................\annutermTest.m ......................\creditcard.m ......................\fvfixtest.m ......................\InsureInFlowPV.m ......................\InsureOutFlowPV.m ......................\irrTest.m ......................\pvfixtest.m ......................\pvvartest.m ......................\R3test.m ......................\test.m 3.1 贷款按揭与保险产品